Terms of Services
Effective Date: August 10, 2025
1. Services Provided
We offer credit repair consultations, dispute assistance, and related educational resources. We are not a law firm, and we do not provide legal advice.
2. No Guarantee of Results
Credit repair results vary. We do not guarantee specific score increases or outcomes. Your participation, responsiveness, and circumstances impact results.
3. Client Responsibilities
You agree to: Provide accurate and complete information; respond to requests for documentation in a timely manner; refrain from submitting false or misleading information.
4. Payment & Refunds
All fees are disclosed before purchase. Refunds are only available as outlined in our refund policy (if applicable).
5. Limitation of Liability
We are not liable for any damages arising from the use or inability to use our services, including indirect or consequential damages.
6. Affiliate Disclosure
We may recommend third-party services such as SmartCredit and earn commissions if you sign up via our links. These recommendations are for your convenience, and participation is optional.
7. Governing Law
These terms are governed by the laws of the Commonwealth of Pennsylvania.